Bill & Pay

Bill & Pay is a comprehensive invoicing and payment software solution. In practice that means accepting cards, bank transfers and wallets online or in person.

Who is it for? Mostly any business that takes money. They also list Payments and Small and Medium Businesses, so expect those to show up in the feature set. As a very small product team themselves (1 to 10 people), they tend to serve customers of a similar scale best. You will probably talk to the people who build it, which is great until you need 24/7 support.

Bill & Pay is based in Minneapolis, Minnesota. You can read more at billandpay.com.

Things worth asking about: rates, payout timing, chargeback handling, and developer tools. Get the renewal terms in writing before the first invoice.

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