Defynance

Defynance empowers financial freedom by refinancing student loans through a proprietary income share agreement. In practice that means accepting cards, bank transfers and wallets online or in person.

The natural audience is any business that takes money. They also list Artificial Intelligence (AI), Education, FinTech, Machine Learning and Peer to Peer, so expect those to show up in the feature set. They are a very small team, 1 to 10 people, which usually shapes who they work with. You will probably talk to the people who build it, which is great until you need 24/7 support.

Defynance is based in Tampa, Florida and around since 2018. More on defynance.com.

Things worth asking about: rates, payout timing, chargeback handling, and developer tools. Get the renewal terms in writing before the first invoice.

If you have worked with Defynance, tell the next buyer what you paid and what surprised you. That is the part of this page we cannot write.