Ruby Card

Ruby Card provides a financial solution that unifies banking and commerce data for online businesses. In practice that means accepting cards, bank transfers and wallets online or in person.

The natural audience is any business that takes money. They also list Financial Services and FinTech, so expect those to show up in the feature set. As a very small product team themselves (1 to 10 people), they tend to serve customers of a similar scale best. Small vendors mean quick answers and real influence on the roadmap, but check who covers support when someone is out.

Ruby Card is based in New York, New York. Their site is spendruby.com.

Things worth asking about: rates, payout timing, chargeback handling, and developer tools. A short pilot with your real data tells you more than any demo.

If you have worked with Ruby Card, tell the next buyer what you paid and what surprised you. That is the part of this page we cannot write.