Payd

Payd is a simple, affordable way for SMB's to offer financing options to their customers in real-time at the POS - via text message. The job it does: accepting cards, bank transfers and wallets online or in person.

The natural audience is any business that takes money. Alongside the main category they mention Financial Services, FinTech and Messaging. They are a very small team, 1 to 10 people, which usually shapes who they work with. Small vendors mean quick answers and real influence on the roadmap, but check who covers support when someone is out.

Payd is based in New York, New York. Their site is paydapp.com.

Our checklist for this category: rates, payout timing, chargeback handling, and developer tools. Ask for a trial on your own data, not a canned demo.

If you have worked with Payd, tell the next buyer what you paid and what surprised you. That is the part of this page we cannot write.