You Need a Budget (YNAB)

You Need a Budget (YNAB) develops finance apps for iPhone and iPads. Put simply, it is about accepting cards, bank transfers and wallets online or in person.

The natural audience is any business that takes money. They also list Finance, FinTech, Personal Finance and Wealth Management, so expect those to show up in the feature set. They are a mid-sized team, 51 to 200 people, which usually shapes who they work with.

You Need a Budget (YNAB) is based in Lehi, Utah. You can read more at youneedabudget.com.

Things worth asking about: rates, payout timing, chargeback handling, and developer tools. A short pilot with your real data tells you more than any demo.

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