Total Merchant Solutions

Total Merchant Solutions offers payment processing, POS systems, and card readers for business transactions. The job it does: accepting cards, bank transfers and wallets online or in person.

The natural audience is any business that takes money. They also list Finance, Financial Services, Hardware, Mobile Payments and Payments, so expect those to show up in the feature set. They are a small team, 11 to 50 people, which usually shapes who they work with. You will probably talk to the people who build it, which is great until you need 24/7 support.

Total Merchant Solutions is based in Virginia Beach, Virginia. More on tms-va.com.

Before you commit, look at rates, payout timing, chargeback handling, and developer tools. Get the renewal terms in writing before the first invoice.

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