Pagaya

Pagaya enables financial institutions to expand access to more customers through its artificial intelligence network. The job it does: accepting cards, bank transfers and wallets online or in person.

It makes the most sense for any business that takes money. They also list Artificial Intelligence (AI), Business Development, Credit and FinTech, so expect those to show up in the feature set. As a large product team themselves (501 to 1,000 people), they tend to serve customers of a similar scale best. At that size expect formal onboarding, documentation and a longer sales cycle.

Pagaya is based in New York, New York and around since 2016. You can read more at pagaya.com.

Our checklist for this category: rates, payout timing, chargeback handling, and developer tools. A short pilot with your real data tells you more than any demo.

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